Since 2004, WMS Merchant Services has been a trusted source of insight, guidance, and resources for business start-ups, self-employed professionals, and entrepreneurs in Germany. Born from the personal entrepreneurial journey of founder Torsten Monday, our platform has grown from a single reference guide into a comprehensive knowledge hub that empowers people to turn business ideas into reality.

Over the years, we have expanded into a full ecosystem of support tools — including the Founder’s Magazine, an interactive online guide, real-time founder chat, and up-to-date founder news. In 2015, we launched our exclusive Business Start-up Checklist, featuring more than 700 chronologically and systematically organized steps to help guide entrepreneurs from concept to independence — a resource unmatched anywhere on the web.


Who We Serve

Our Founder’s Encyclopedia caters to a wide audience — from freelancers and part-time entrepreneurs to seasoned business owners seeking new strategies. Whether you are starting your first venture, expanding into new markets, or refining an established business, our resources cover nearly every industry, trend, and challenge you may face.

We are here for:

  • Self-employed professionals and freelancers seeking to grow their independence
  • New business founders preparing for launch
  • Established entrepreneurs looking to innovate and optimize operations

What We Offer

We transform the challenges of entrepreneurship into actionable solutions. Our platform offers:

  • Guides and Templates – Practical tools to streamline planning, operations, and compliance
  • Interviews and Case Studies – Insights from successful founders, innovators, and investors
  • Checklists and eBooks – Step-by-step support for building and scaling your business
  • Digital Resources – Web tips, online calculators, videos, and tools from A to Z of business topics

From writing a winning business plan, to turning a hobby into a profitable career, to scaling from part-time work to a full-time enterprise, we provide the resources and frameworks to make it happen.


Smarter Customer Engagement with CRM Solutions

We also equip businesses with strategies to personalize customer interactions through advanced CRM systems. With tailored messaging, automated marketing workflows, and precise campaign tracking, companies can create seamless experiences — from first contact to long-term customer loyalty.

Benefits include:

  • Personalized offers that align with customer needs
  • Automated follow-ups, callbacks, and proposal generation
  • Measurable campaign success and improved conversion rates
  • Increased customer lifetime value through repeat business and referrals

Efficient CRM use not only strengthens customer relationships but also boosts internal productivity, ensuring every team member has access to key information, deadlines, and workflows.


Our Mission

We are committed to making business creation in Germany simpler, more transparent, and more accessible. Through our checklists, encyclopedias, and founder resources, we deliver the practical education and guidance often missing from traditional channels.

By combining expert insights, proven strategies, and real-world success stories, WMS Merchant Services empowers entrepreneurs to take confident steps toward independence — and thrive in the competitive world of business.